Advice for New Home Builders Part Two

NJ home insuranceHave you been on the edge of your seat waiting for the rest of the tips for building your new home? Don’t worry, we didn’t forget about you! Now,
here is the rest of our list of Tips for Building a New Home:

6.  Before you agree to any plans a builder has showed you of previous floor plans or homes he has done, make sure the plans have been modified to reflect your home as it will be built. As changes come up during the process, make sure to make those changes to your floor plan and get rid of the old ones. It’s also a good idea to have it in your contract all new plans and changes be initialed by you!

7. Have you been wondering how you will make sure you builder knows all of the small details to your plan? We recommend describing the complete home in writing and the builder should offer specifications
detailing as well. Include in these specifications not only what will be included, but also things that will not be included (that are noteworthy to your plan). Make these plans as clear as possible and have everyone involved in those specifics initial the plans. Wouldn’t you rather know before building that something may not be possible?

8. Communication is key and you will find this throughout the process! Always make sure you are being made aware of any changes and the cost of those changes to eliminate any surprises later on. Once again, put these changes in writing so there are no misunderstandings later.

9. If you have now made it through the stress of the above steps, congratulations! Your plans are complete! Now what? You should receive a firm price for your home from your builder completing the home as specified.
Some costs that you should make sure not to see listed as “allowance items” are fill cost, foundation height, governmental fees,  and utility connections.These costs can be HUGE and any builder should be able to estimate them.

10. Before any of this begins we suggest you have your builder visit the site before you purchase the lot. It’s important to make sure it’s good quality, starting with having a soil test done to make sure it’s build-able because correcting soil can cost around $50,000.  A soil test on your land before you purchase it and begin to build your home is similar to your home insurance. While, it can’t protect you against everything, paying that smaller amount for the test helps cover you for a never ending list of costs that could come up if something went wrong.

We should also remind you to contact your agent about your New Jersey home insurance before you build. You may be thinking you won’t need homeowners insurance until your home is built, but it’s also important to protect your home throughout the building process! When should you get insurance? Call today and our agents can answer your questions.

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NJ home insuranceHave you been on the edge of your seat waiting for the rest of the tips for building your new home? Don’t worry, we didn’t forget about you! Now,
here is the rest of our list of Tips for Building a New Home:

6.  Before you agree to any plans a builder has showed you of previous floor plans or homes he has done, make sure the plans have been modified to reflect your home as it will be built. As changes come up during the process, make sure to make those changes to your floor plan and get rid of the old ones. It’s also a good idea to have it in your contract all new plans and changes be initialed by you!

7. Have you been wondering how you will make sure you builder knows all of the small details to your plan? We recommend describing the complete home in writing and the builder should offer specifications
detailing as well. Include in these specifications not only what will be included, but also things that will not be included (that are noteworthy to your plan). Make these plans as clear as possible and have everyone involved in those specifics initial the plans. Wouldn’t you rather know before building that something may not be possible?

8. Communication is key and you will find this throughout the process! Always make sure you are being made aware of any changes and the cost of those changes to eliminate any surprises later on. Once again, put these changes in writing so there are no misunderstandings later.

9. If you have now made it through the stress of the above steps, congratulations! Your plans are complete! Now what? You should receive a firm price for your home from your builder completing the home as specified.
Some costs that you should make sure not to see listed as “allowance items” are fill cost, foundation height, governmental fees,  and utility connections.These costs can be HUGE and any builder should be able to estimate them.

10. Before any of this begins we suggest you have your builder visit the site before you purchase the lot. It’s important to make sure it’s good quality, starting with having a soil test done to make sure it’s build-able because correcting soil can cost around $50,000.  A soil test on your land before you purchase it and begin to build your home is similar to your home insurance. While, it can’t protect you against everything, paying that smaller amount for the test helps cover you for a never ending list of costs that could come up if something went wrong.

We should also remind you to contact your agent about your New Jersey home insurance before you build. You may be thinking you won’t need homeowners insurance until your home is built, but it’s also important to protect your home throughout the building process! When should you get insurance? Call today and our agents can answer your questions.

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