Commercial Insurance for Holiday Break-Ins
We are right in the middle of the most wonderful time of the year. Although, the stress that comes with getting gifts, entertaining relatives, and decorating your home may make for the most stressful time of the year as well. As a business owner, you also have to worry about your business around the holidays. As one of the busier times of the year to shop, there tends to also be more theft and fraud right around the holidays. What does this mean for you and your business? You could be more susceptible to stolen items or a break in.
If this happens at your business, it will be really important to have the business insurance coverage you need. Commercial property insurance, also referred to as contents coverage can help make sure you have the coverage you need for stolen items. Talk with your agent and make sure you are insured for the full replacement value of your contents. If your business is shut down after the break in, you also have to think about your employees, especially around the holidays. In order to insure that you would be able to pay them even if you’re unable to open, you need to make sure you have business income with extra expense added to your policy. It’s important to protect your losses in every scenario when it comes to you, your business, and your employees.
One of the best things you can do for your business is invest in an alarm system. It can be the difference between stolen supplies, products, etc. and a safe business property. If you have an alarm system, did you know that this may make you eligible for a credit on your business insurance policy? When you do your part to protect your business, you are rewarded on your business insurance policy premium. Give our agents a call for a business insurance quote or to have questions about your current policy answered at 888.865.1244!
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