CT Auto Insurance for Teens of America
As many of you know CT Car Insurance for teens can be very pricey, and for you Simsbury residents, Simsbury CT Auto Insurance can be even more expensive. So how does one lower their rates when adding a teen driver to a family policy? Well, here are a few tips to send your kids off on the road and keep those dollars in your pockets:
Get Good Grades- Many insurance companies today will offer a “good grades” discount to many young drivers with a B average or higher. Getting good grades, with a copy of your child’s report card, can lower your premium in some cases by up to 20%!
The Older Car, The Better- With the rise of technology many of today’s teens want the newest and latest things, whether it be the new iphone 4, macbook air, or ipad. However, when it comes to CT Auto Insurance, it is best to get dad’s old clunker, rather than a new sport car.
The Girl vs. Boy Rule- Although there isn’t much price difference, teen boys are often more expensive to insure than girls due to the greater number of average citations for reckless driving. In fact, men have been cited 3.41 more times for reckless driving than women. And according to the Insurance Institute for Highway Safety, more men than women die each year in motor vehicle crashes. Check out MSN Autos to learn more about the difference between men and women’s driving.
Defensive Driving Courses- Taking driver’s ed, believe it or not, can lower your teen’s CT Car Insurance by as much as 15%! So when your child is fighting the whole “just another classroom” thing, remember that it can really help save you money. Looking for defensive driving courses in Simsbury? Try Avon Driving School, where they offer after school classes, conveniently located next to Simsbury High School.
These are some helpful tips when trying to lower your insurance premium, but the most important of these is to simply keep your record clean. Keeping out of trouble on the road will help greatly decrease your premium over time. You can also check out Cars Direct for other useful hints to keep those premiums down and your heads up!
Trying to find the best possible policy for the best possible price, all while trying to figure the discounts for which you may be eligible, can be a big undertaking. Let our CT Insurance agents at Encharter Insurance help you make the right decisions when it comes to your family’s CT Auto Insurance!
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