Does my CT Car Insurance Protect My Rental Car on Vacation?

Does this summer weather have you thinking about your summer vacation?? One question on many vacationers’ minds is the topic of Rental Car Insurance – do I need it? How much coverage should I get? It is worth the money? Some people look at turning it down as a way to save money; but what happens if you’re in a situation where you need it? Before you go on vacation and get to the rental car counter, read these tips for deciding on rental car insurance:

  • Before renting, ask your CT insurance agent whether your personal CT auto insurance policy covers a rental car.
  • Ask your credit card company what coverage it provides.
  • If your personal CT car insurance policy doesn’t provide rental car coverage, ask the cost of adding a rental insurance rider.
  • If you don’t own a car, consider buying a non-owner auto insurance policy that provides benefits in addition to rental car coverage.
  • If you are unclear about car rental insurance options or are concerned that a rental company is giving bad information, check with your state insurance department.

The best way to understand what coverage you may or may not need is to talk to your CT insurance agent about your current Connecticut Car Insurance coverage. Agents at Encharter Insurance can give you a rundown of what you are currently protected from, and can tell you what rental car insurance provides. Our knowledgeable agents can help you reach a decision about whether or not it is right for you and your family while on vacation. Have the quick chat with your CT insurance agent so you can get back to planning all the fun things you’ll get to do on your vacation – worry free!

 

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