A Falling Object Hit My Car…Now What?

You just never know what will happen these days, not just in Massachusetts, but anywhere. It’s a bird, it’s a plane…wait, what is that? Have you ever thought about if you would have insurance coverage for a meteorite or another falling object? Insurance is all about being covered in every situation, no matter how likely it is. Like we said above, anything can happen.

insurance for falling objectsIf a meteorite or other falling object falls on your home, your Massachusetts home insurance provides coverage. The damage would of course be subject to your deductible. This could include things like airplane parts falling and hitting your home which has been known to happen now and again.

If a similar situation occurs with your car you would also be covered, under the comprehensive part of your MA car insurance. Provided you currently have comprehensive coverage in force, you will be compensated for your damages based on the actual cash value of your vehicle, subject to your deductible. Do you know your comprehensive coverage limits? This coverage comes in handy for a lot more than you think, as you can tell from above.

Well, I think that insurance advice was out of this world (sorry, had to). If you have more questions about your home insurance or car insurance coverage when it comes to this or other scenarios, call our agents now at 888.865.1244.

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