Jewelry Insurance for “Something Old”
Something old,
Something new,
Something borrowed,
and something blue.
If grandma gave you “something old” for your wedding, you’ll want to make sure nothing happens to it. Weddings involve a lot of hustle and bustle. In all the movement and panic, your gift from your beloved grandma should be kept safe! Collections and Antiques Insurance will help protect grandma’s gift. Having the right coverage will allow for your prized possession to be fixed or replaced if it were to be damaged or stolen. Especially if it is expensive, you should not rely solely on your homeowners insurance to cover your valuable possessions. If it is worth more than your limit and something were to happen to your valuables, it would be devastating. Whether your “something old” is a ring, a brooch, or something else, having insurance on the piece will give you some piece of mind. It’ll be one less thing to think about on your wedding day!
If your something old is a piece of jewelry to wear on your special day, make sure it lasts as long as your impending marriage! The best way to protect fine jewelry is with Jewelry Insurance. Don’t forget about your engagement and wedding rings. Wedding and engagement rings are potentially being one of the biggest purchases you and your spouse will ever make, it is important to have the ring inspected and insured for safe keeping. If something were to happen to your rings, then insurance will help replace it or cover some of the repair costs.
Getting an appraisal for the exact value may not be necessary. However, you should speak to an insurance agent if you haven’t had your possessions appraised within the past three years. The value of your items may ebb and wane over time. By knowing how much your valuables are worth, you’ll know how much insurance you will need. Also consider getting antiques and collections insurance if your valuables are not jewelry.
Besides your “something old”, there are other stresses of having a wedding. Getting wedding insurance can be a good thing if you are worried about something going wrong. If your dream beach wedding needs to be postponed or canceled due to weather conditions, wedding insurance will help provide financial protection. There are also many people who are opting for backyard weddings, which can come with many liabilities. We’ve heard too many stories of people losing their wedding rings in the grass! We wouldn’t want that to happen to you!
When the surreal euphoria of the wedding is over and you return to daily life, you’ll want to make sure that you have insurance that is appropriate for your newly married life. Though you may feel as though this is far away, it it important that you are prepared for life after the wedding. You will need home and auto insurance when you begin your life together. Have a conversation with your partner about insurance before you get married and sort out any discrepancies you may have. Because being married may be new territory, talking to an insurance agent can be helpful in determining what insurance you’ll need after the wedding.
Be sure to thank your grandmother for giving you “something old” for your wedding. And congratulations on your wedding! Marriage is an exciting part of life. and having insurance to help protect against catastrophes can be priceless. Speak to an insurance agent to have any questions or concerns addressed. They can also help determine what insurance is best for you and your needs.
Call Encharter Insurance at 888.754.8299 for more information about the protection, pricing, and restrictions of collectibles and for a quote to protect your valuable jewelry pieces! Or pop by our office in Amherst, MA! We would love to help!
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