I Hit a Deer & Need Insurance Coverage…Now What?
Did you know that fall is peak season for accidents with deer on the road? It probably doesn’t surprise many considering It’s that time of year where it’s pretty much dark when you leave work. You will now be running your evening errands with your headlights on. To top that off it’s sometimes rainy, maybe a little foggy, leaves all over the road. Driving during the fall evenings can be dangerous. What if you ran to the store after work and hit a deer?
More than likely the deer, and you are ok, but your car might not be. Hopefully you have comprehensive coverage on your Massachusetts car insurance policy. Comprehensive coverage is that coverage frequently described as “everything but collision” coverage. This includes fire, theft, vandalism, glass, falling objects and collisions with animals.
Subject to your deductible, comprehensive coverage will cover any damage done by the deer. If you have to abruptly slam on your brakes, there might be some shaken up bodies and possible whiplash from you and your passengers. Make sure your liability limits are where you think they should be as well. Even the smallest accident can result in medical bills.
Call your local agent for a quick review of your policy at 888.865.1244 before this can happen to you.
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