How to Protect Your Identity & MA Identity Theft Insurance
We all constantly hear the horror stories of people’s information being stolen and identity theft taking place. Identity theft can be terrible, causing permanent damage to your life in the form of debt, or bad credit, or worse! Don’t let a mistake, like not shredding your information affect the rest of your life. Here are just a couple tips to protecting yourself that may not prevent it, but are good habits to keep in mind:
5 Ways to Protect Yourself from Identity Theft
1. Be Selective Where You Use Your Credit Card: If you’re like me you NEVER have cash on you, but using the debit card a little less and cash a little more could be a good thing.
2. Check Your Checking Account and Monitor Your Credit Report: Don’t just wait for your bank to send you an email with your statement, be checking your accounts regularly. Also, getting a credit report every once in awhile can be a good thing.
3. Be Smart With Your Password: Having the same password for all your accounts may be simple, but it may be making your more susceptible to identity theft. It is also important to NEVER share your password with others.
4. Be Judicious on Where You Purchase Items Online: We have all heard the stories of online shopping and most of our favorite sites have done their best to protect us, but make sure the site is safe before sharing important information.
5. Shred Your Information: Most of us don’t think of this as important, but even just ripping up personal information before throwing it away can prevent the chance of someone taking it out of the trash.
The best way to make sure a daily activity, like an online purchase, doesn’t affect your ability to own a home or a car later in life may be with identity theft insurance. Unfortunately, identity theft is something most of us don’t think about regularly, but maybe we should be. Protect yourself from the danger before it happens to you by talking to your MA insurance agent. At Encharter Insurance they can advice you on the right policy to protect you.
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