I Was Victim of a Hit-and-Run While Holiday Shopping…Now What?
An early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through crowds at the mall and even worse: the parking lots!
Here you are thinking getting your space stolen is the worse than could happen, but what about what could happen to your car once you’re already parked. What am I talking about? The hit-and-runs that can take place in the craziness of the mall parking lots, and don’t forget the break-ins that can happen. While we hope you all stay safe this holiday season and nothing likes this happens, unfortunately, the holiday season can sometimes bring the opposite of cheer.
The good news insurance-wise is that typically a hit-and-run will be covered by your Massachusetts Car Insurance. Under your collision coverage, if your vehicle gets hit by an unknown motorist and damage is done, your car insurance policy will most likely protect you. This is obviously subject to your deductible.
What about if someone breaks into your vehicle and steals your belongings? In this case, it will not be your car
insurance that will come in handy, but instead your Massachusetts home insurance. If someone breaks into your car and steals your personal property, it would most likely be covered under your homeowners insurance. If you are currently renting and do not have renters insurance, this may be another good reason to look into it. There’s plenty of chaos that comes with the holiday season and mall parking lots are definitely one of the most common places to find it. Use the holiday season as a reason to talk with your agent about your Massachusetts auto and home insurance to make sure you and your family are protected from accidents this holiday season.
An early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through crowds at the mall and even worse: the parking lots!
Here you are thinking getting your space stolen is the worse than could happen, but what about what could happen to your car once you’re already parked. What am I talking about? The hit-and-runs that can take place in the craziness of the mall parking lots, and don’t forget the break-ins that can happen. While we hope you all stay safe this holiday season and nothing likes this happens, unfortunately, the holiday season can sometimes bring the opposite of cheer.
The good news insurance-wise is that typically a hit-and-run will be covered by your Massachusetts Car Insurance. Under your collision coverage, if your vehicle gets hit by an unknown motorist and damage is done, your car insurance policy will most likely protect you. This is obviously subject to your deductible.
What about if someone breaks into your vehicle and steals your belongings? In this case, it will not be your car
insurance that will come in handy, but instead your Massachusetts home insurance. If someone breaks into your car and steals your personal property, it would most likely be covered under your homeowners insurance. If you are currently renting and do not have renters insurance, this may be another good reason to look into it. There’s plenty of chaos that comes with the holiday season and mall parking lots are definitely one of the most common places to find it. Use the holiday season as a reason to talk with your agent about your Massachusetts auto and home insurance to make sure you and your family are protected from accidents this holiday season.
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