I’m Going on a Ski Trip…Now What?

I’m Going on a Ski Trip…Now What?

I’m going on a ski trip with my family…now what?  The snowy weather report is calling your family to the mountain, but in your rush to get there, don’t forget these few things!  You might feel as though the plans are all set; you already have the ski tickets bought and the equipment packed, but don’t forget about lodging plans.  Are you going to your family-owned ski house or are you renting a chalet for the weekend?

If you’re renting for a long period of time, make sure you’ve considered the proper rental insurance.  If something were to happen to the rental home during your stay, the landlord’s coverage will only cover damage to the basic structure building – not your personal belongings.  Another reason to get rental insurance is in case damage to the rental home happens to be your fault; having the right policy will help you cover the cost of repairs. If you and your family will just be there for the weekend or a couple weeks, your home insurance should make the trip with you when it comes to things like your personal belongings being covered.

The above also is true when it comes to your equipment. If your skis were to be stolen, usually personal contents coverage from your Connecticut homeowner’s policy will be enough protection. Talk to an agent to find out if you have enough coverage. If not, you may want to look into specialty coverage for a little extra coverage while traveling with all of your expensive equipment.  You’ll want to be sure you, your family, and your ski equipment has the coverage it needs while you’re away.

Before you hit the roads, also think about making sure you have the right CT auto insurance policy.  Driving in the snow can be very stressful but knowing you’re covered can help get you in the relaxing vacation mode faster.  When you call an agent to get the right policy, you should also ask about any discounts you’re eligible for as well.  Maybe you can even use your savings on an extra day at the slopes.  Call an agent today at 888-865-1244 to get the right policy for you!

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