I’m Worried About Disaster Coverage with My Car Insurance…Now What?

March we will be talking a lot about disasters and your insurance. Taking you through various situations that can happen to anyone unexpectedly and looking at where you coverage, like your Connecticut home and car insurance covers you and where you may need to take a look at some specialty coverages.

In the event that an earthquake or flood occurs we talk a lot about the need for flood insurance and earthquake insurance because your CT home insurance won’t cover you. What about your CT auto insurance? If your car suffers damage from one of those disasters will you have the coverage you need with your comprehensive coverage.

flooding CT car insuranceComprehensive coverage is there for you in the event that you have an accident with your car that is anything other than a collision. In addition to flooding or an earthquake, other disasters like tornadoes and wild fires would also fall under your comprehensive coverage. While these situations may seem far-fetched, there have been small earthquakes in CT this year, flooding can easily occur with the snow melting soon, and tornadoes took place just a couple of years ago in Western Massachusetts. Weather is growing more and more unexpected it seems, be sure you’re prepared for anything.

Call us and see if you have the coverage you need for whatever Mother Nature has in store. Some people don’t think comprehensive coverage is that important and may choose lower coverage, obviously in one of the above situations they would regret this decision. Our agents can walk you through your current coverage and make sure they are no gaps. Call today at 888.865.1244!  

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