I’m Worried About Fires this Halloween…Now What?
Who doesn’t love Halloween? A fun evening of trick or treating, hopefully great weather, friends and fun could leave you distracted from extinguishing your jack-o-lantern candles. Unfortunately, this could create an issue or fire quite easily, for example a small fire to your home or even front fence. Would insurance cover the fire?
Luckily your Connecticut home insurance policy extends coverage to this mishap but it could have been so much 
worse! October is Fire Prevention Month and that serves as a great reminder about the importance of fire safety and making sure that your personal insurance policies are reviewed for both property and liability coverage. A fence is easily replaced, but not taking care of where a Jack O Lantern is placed with little ghouls and goblins knocking on the door could result in an accident. If it did you would need to rely on your bodily injury liability.
Talk with your agent about your home insurance and make sure that you regularly review your limits of insurance. Take some time this Fire Prevention month and make sure your home and insurance are prepared in the event of a fire. Questions? Give our agents a call at 888.865.1244!
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