Lucky Enough to Have a Waterfront Summer Home, Smart Enough to Have MA Home Insurance
Are you excited to make the first trip out to your vacation house on the water once the good weather arrives? We thought so! Likely you will spend the first couple trips getting rid of the cobwebs and preparing the house for Memorial Day Weekend or the season ahead. But, once the house is ready, it’ll be smooth sailing and care-free summer-fun for the next few months. Is there anything better?
So even though you are ready for your house, before you make the seasonal shift in your weekend plans, it’s important to make sure that your house is ready for you. Basically, you need to make sure that whether you’re having cookouts, guests, day trips or overnights, your house has the best coverage that it can to protect you and your visitors, especially because there is an increase in exposure and risk if your home is on the ocean.
If this isn’t the first time that you’ve talked about Massachusetts Home Insurance for your waterfront home, you are probably aware of how difficult it can be to get coverage. Many carriers are worried about the high-risk that a home on, or even anywhere close to, the ocean has due to wind and hurricanes so they are less likely to want to provide the coverage – if your home is more at risk for damage some companies find it difficult, or just extremely expensive, to cover.
But, don’t let that get you down! You still have options and there is no better time to start thinking about your Massachusetts Insurance than before you actually need it or are in a situation where something unexpected may happen – it’s not as though your insurance coverage will help you after the fact. If you are unsure about the coverage that you have on your vacation home (or your regular residence), call us today to put your mind at ease!
As a reminder: Hurricane season 2011 starts June 1st! Don’t wait, once a hurricane warning is issued you cannot get a new policy (home, rented dwelling, & sometimes auto) or make changes to an existing policy until the storm has passed.
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