MA Umbrella Insurance Isn’t Just for Rainy Days
Earlier this week, a tractor trailer and a school bus were involved in an accident. Luckily there were no children on the bus at the time of the crash, and injuries were minor. However, the accident also caused a few other cars following the accident to crash. In an event such as this one, the coverage that you have on a Massachusetts Auto Insurance policy probably wouldn’t be enough to cover damages. You have the option to add Optional Bodily Injury coverage to your current MA Auto Insurance policy, but is it enough? In this particular case, probably not. Your auto insurance limits are usually $1 million for this type of coverage. This is where the benefit of a Massachusetts Umbrella Insurance policy comes into play. According to Commercial Lines Insurance Agent Ben B., this coverage would offer a “second line of defense” against very large liability claims.
Of course understanding the “what-ifs” and the details behind your Massachusetts insurance policies can be confusing. MA Insurance agents at Encharter Insurance are ready to answer your questions and serve your needs. They can shop around for the best prices for your policies and offer you advice going forward. Many people are unfamiliar with how a MA Umbrella Insurance policy can benefit them. Umbrellas aren’t just for rainy days – get familiar with the real help it can provide. You never know when the unexpected may happen!
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