Men are like Fine Wine – We just get better with Age!

As a wine collector and a man, I can definitively say that the statement about the wine is true – It does get better with age.  As for men getting better with age……I better leave that to my wife.

Back to the wine – My wife and I love to enjoy a glass of wine with friends and especially around a special occasion.  We have been saving several bottles of an excellent vintage from the year of each child’s birth, to enjoy with them on their graduation from college and on their wedding day.

But what happens in the event of a fire to my home.  Is my fine wine collection covered?  What about my coin collection or my son’s baseball card collection or perhaps most importantly to my wife’s jewelry.  Is that insured?  The quick answer is – kind of – how is that for a weak answer.  Your homeowner’s insurance policy has sub-limits of coverage for things like fine arts, money, and many collectables.  So if you have a significant collection, what do you do?

Talk to your Encharter Insurance agent, they will be able to get you proper insurance for your collectables.  A major part of the process is to properly list all your collectables and get them valued.  Once we have this listing, we can make sure to tailor an insurance policy that is just right for you.  Getting you the best possible insurance coverage at the lowest price is what we do at Encharter, where it is “All about protecting you!”

To get the process started, visit us online. At Encharter we have found a better way for you to shop, buy and save on your next insurance policy.

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