I Was In a Multi-Vehicle Accident While Carpooling…Now What?

I Was In a Multi-Vehicle Accident While Carpooling…Now What?

A new school year could mean it’s your turn to carpool the neighborhood kids to school. You are driving down the road, listening to your favorite radio station, when suddenly you become part of a multi-vehicle car accident in the center of town. Luckily, everyone’s okay, but you find out your Connecticut car insurance policy doesn’t cover the liability costs… now what?

A multi-vehicle accident is a case where you may end up wishing you had an Umbrella Insurance policy. It is important to have good limits on your auto insurance policy, and umbrella insurance provides you with that extra coverage you might need. Everything that is damaged in the accident, such as other cars, a building, a telephone pole, a guardrail, etc., is covered by damage to someone else’s property. All injuries to guests in your car and to the occupants of the other cars are covered by optional bodily injuries to others. Your umbrella insurance policy will also protect you from any potential lawsuits that can arise.

Although accidents are scary to think about, it’s always best to be prepared. That’s why you should talk to one of our agents to find out how much extra liability would be right for you. Call us today at 888.865.1244 and our agents can help you prepare as plan your year as the newest carpool parent.

Read More