My Babysitter was Hurt at My House…Now What?

My Babysitter was Hurt at My House…Now What?

The weekend is here… do you have anything fun planned? If you will be heading out and leaving the kids at home with a babysitter, we have some insurance food for thought. What would happen if while you were out your babysitter were to get hurt in your home? Anything from slipping on ice while getting something from her car to tripping over the kids’ toys in that messy playroom is a possibility. As we always say, they are called accidents for a reason and it’s difficult to prevent these accidents from happening.

A situation like this would be where having enough liability coverage on your Massachusetts Homeowners Insurance would be key. Your liability would help cover medical expenses. If that babysitter were to sue you for the accident, you may end up not having enough liability to cover the situation. Situations like this are where it may be a good idea to have an Umbrella Insurance policy. Have more questions about situations like this or how much liability you should have you? Call us at 888.865.1244 and our agents will be happy to help you out!

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The weekend is here… do you have anything fun planned? If you will be heading out and leaving the kids at home with a babysitter, we have some insurance food for thought. What would happen if while you were out your babysitter were to get hurt in your home? Anything from slipping on ice while getting something from her car to tripping over the kids’ toys in that messy playroom is a possibility. As we always say, they are called accidents for a reason and it’s difficult to prevent these accidents from happening.

A situation like this would be where having enough liability coverage on your Massachusetts Homeowners Insurance would be key. Your liability would help cover medical expenses. If that babysitter were to sue you for the accident, you may end up not having enough liability to cover the situation. Situations like this are where it may be a good idea to have an Umbrella Insurance policy. Have more questions about situations like this or how much liability you should have you? Call us at 888.865.1244 and our agents will be happy to help you out!

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