I Need ATV Insurance…Now What?
Do you need ATV insurance? The answer is yes, but some people don’t see the use for it in the seasons that they aren’t riding. What about if you parked your ATV in the shed and a tree fell causing damage to the shed and ATV? Even if you find your ATV in the shed half of the time, it’s important to have coverage.
In the situation above, your Massachusetts homeowner’s policy may respond to the shed, assuming it was included 
in your other structures coverage. However, if your ATV is not insured there is no coverage to replace it. In order for your ATV to be replaced due to the damage you would need to have ATV Insurance to cover any physical damage. This coverage would help in the event your ATV was damaged or destroyed by a covered peril. It can also offer liability coverage when you are on and off premises.
Call your agent to review your new purchase or existing ATV. Call 888.865.1244 now and make sure you have the coverage in place for physical damage and liability. Just because your’re riding doesn’t mean accidents can’t happen with your ATV or off-road vehicle.
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