Opening My Doors to Show Off My Decorations…Now What?
Is your house the envy of all of your neighbors? No matter what holiday you celebrate, admiring holiday lights is always quite the treat. Some homes will take it a step further and invite people into their over-the-top decorated home. You know what we are thinking: what does this mean for your home insurance? There could definitely be accidents, which mean you will definitely want to be sure you have enough liability insurance.
As we have mentioned before, you’ll want to be sure to clear your walk-ways from ice and snow and have a well-lit entrance. Your Connecticut homeowner insurance policy provides liability protection, but to help avoid a claim, secure your rugs and keep obstructions out of the way. If you find yourself tripping on something or walking into a table sometimes, it’s definitely best for strangers not used to being in your home to have those out of the way.
Also, be extra careful with candles. Where there is an open flame, there is risk. Be sure to keep candles up high and away from any area where they would be easily knocked over. Try to also keep them away from where people will be standing. The only thing worse than a candle causing your home to catch on fire, is a candle catching someone on fire.
Be weery of any pets as well. Strangers around, especially if there are crowds coming in makes for an anxious situation for 
even the most well behaved pet. Turns out your dog or cat may be happier either out of the home for the evening, or kenneled to prevent any mishap.
Whether it is a slip and fall, house fire, or dog bite, rest assured you have Connecticut homeowners insurance coverage. However, between opening up your doors to strangers and having potential lights and open flames, think about your liability limits. Call us at 888.865.1244 before opening up your home to be sure you have the liability coverage on CT home insurance you need.
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