We’re Serving Alcohol at our Wedding…Now What?

Is there anything more fun than attending or throwing a wedding? While both can be stressful leading up to that special day, when all is said and done it makes for a really exciting celebration. Like many celebrations, it can often times include consuming alcohol.  If there is alcohol served at your wedding reception, you could be held responsible if something were to go wrong. Most likely your wedding reception venue will already have their own liquor license if they carry beer, wine and liquor due to the dangers of alcohol. Researching your state’s social host liability laws will give you a better understanding of the coverage you need for your big day.

liquor liability insurance weddingIt is important to be aware of the social host liability law that states an injured person can sue the person who provided them alcohol. Planning for designated drivers ahead of time will save you from worrying, along with extra liability insurance. Your Homeowners Insurance most likely has liquor liability coverage, but it may not be enough. An Umbrella Insurance policy can add additional liability coverage to protect you from accidents that may happen.

Your best bet is to check with an agent to make sure you and your guests are covered on your wedding day. Even though it is your special day, a good host always makes sure her guests are happy and safe. Call our agents today at 888.754.8299 for a quote!

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