Someone Slipped and Fell on my Property…Now What?
Although we haven’t had much snow yet, the recent rain followed by cold temperatures is not a good combination either. Should areas of your property get slippery, you are responsible for clearing the ice or at least putting some sand down. After all, you have to protect your family, and yourself, from an epic slip. Let’s say someone slips and falls on your property – whether it is on the sidewalk in front of your house or steps leading to your front door – are you responsible?
Since the injury occurred on your property, you could be held responsible for any injuries and subsequent actions. Although a typical Connecticut homeowner’s insurance policy does cover some liability issues in most cases, it may not be enough. A typical umbrella insurance policy should give you the coverage you need should a liability claim exceed the limits of your home policy. Looking into this extra protection will, in most cases, cover you year-round for incidents involving liability in your home or your vehicles. Agents at Encharter Insurance are available to answer questions, so be sure to contact us today! It’s all fun and games until someone gets hurt – don’t get stuck with a lawsuit during the most wonderful time of the year!
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