10 Best Cars in the Snow
While there are some people looking forward to the first snowfall in New Jersey, I can assure you I am not on that list. With that said, who knows how soon that day could come (if it hasn’t already in your area) and it is our job to be prepared. Being prepared doesn’t just mean mentally getting ourselves to take... Read More5 Habits That Ruin Your Car
Bad habits can make your car die hard. Whether you have recently bought a new car or you are trying to get the most of your old car, here are some things NOT to do. We all have our bad habits when it comes to our car, maybe you have 5 empty water bottles rolling around (like I do) or... Read MoreShareable Bikes Could Save You Money on Car Insurance
Shareable bikes are becoming a staple in cities throughout the world, and they could be coming to a city near you! New York City recently put into effect a bike-sharing program with 6,000 bikes throughout 330 docking stations around the city. Stations are located throughout Manhattan, parts of Brooklyn and they have plans to expand further. For people looking to take the... Read MoreShareable bikes are becoming a staple in cities throughout the world, and they could be coming to a city near you! New York City recently put into effect a bike-sharing program with 6,000 bikes throughout 330 docking stations around the city. Stations are located throughout Manhattan, parts of Brooklyn and they have plans to expand further. For people looking to take the greener, healthier option of travel to a car or cab, this makes their life much easier. Owning a bike can be difficult in the city. Whether you would have to carry it upstairs, lock it up, or worry about it being stolen, Bike-Sharing allows you to rent without that hassle. More than 9,000 people have already signed up in New York City to pay the annual membership cost of $95. If you would rather pay by the day, it’s just $9.95 a day. Pretty affordable if you ask me!
If you find yourself using your car less to get around thanks to your share-able bike, you may end up being eligible for a low-mileage discount on your auto insurance. Who doesn’t love getting discounts on their car insurance? Even if you aren’t using share-able bikes, it may be a good time to check up with your trusted New Jersey insurance agent and make sure you are getting all the discounts you are eligible for. All the right coverage and limits for you and your vehicle, combined with insurance discounts can be a recipe for a great, affordable car insurance rate, give our agents a call to get answers to your questions or receive a quote today at 888.865.1244.
-->Smart Ways to Spend Tax Refunds
Now that tax day has come and gone it’s time to start thinking about most people’s favorite part: the tax refund. Our blog from last week mentioned some of the crazy tax deductions, but for most of us tax time is much more basic. We gather all of our information and either pass it along to the person who does our taxes... Read More
Now that tax day has come and gone it’s time to start thinking about most people’s favorite part: the tax refund. Our blog from last week mentioned some of the crazy tax deductions, but for most of us tax time is much more basic. We gather all of our information and either pass it along to the person who does our taxes or we enter that information online. Did you know that the average American gets just under $3,000 for their tax refund? According to studies, many Americans view this money as a lottery type check coming their way. This effects the way they spend the money, causing more Americans to spend that money on things like vacations or big purchases.
If it’s been a rough year for you and your family financially, you may be thinking of ways to spend the money that will benefit you in the long run. Want to know the three smartest things to do with that money?
- Pay down high-interest rate debt
- Fund your retirement account
- Set up an emergency savings account
Definitely doesn’t sound as fun as a vacation or shopping spree, but it can be a good opportunity to get yourself ahead on bills or savings. Another not-so-exciting way to spend your tax refund may be to pay off your New Jersey Home Insurance or Car Insurance. You may be wishing you put it towards a vacation now, but come the end of the year you may find yourself grateful you were smart with your tax refund money.
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