What is Cyber Insurance and Why Do You Need it?

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product liability policies for companies that sell physical or digital products. At Encharter Insurance, it’s important to us that you and... Read More

Hiring a Contractor for Home Updates

If you own a home, then chances are at some point you will need to hire someone to do repair work on your home.  At Encharter Insurance, we know that hiring a contractor or handyman to perform work on your home often comes with risks. Below are nine things for you to consider before you hire a contractor. If you... Read More
home renovation insurance

Insurance and Your Home Renovation

Home is where life happens. It’s where you raise kids, host family gathering, and live your life everyday. Renovating your home can be a huge undertaking. Protecting your home during and after making improvements is important. Having insurance can help you if something unexpected happens. Before you begin your home renovations, learn how your insurance can impact your home renovation... Read More
home renovation contractor

Things to Look Out For When Hiring a Contractor

Warm weather isn’t just nice for day to day activities, it can also bring about big changes. Renovating your home is hectic, but also exciting. When coming up with renovation plans, your contractor is crucial. You want someone who will share the same vision and passion for your home as you. Your contractor is responsible for the success of your... Read More
insurance contractor

What Insurance Does a Contractor Need?

Doing independent contract work is a popular occupation for many people. Electricians, plumbers, and HVAC contractors, janitorial, and lawn care are all professions that should have insurance coverage. Even though you may work for yourself, sometimes accidents happen. Your team members will also appreciate having coverage. If an accident occurred, and you did not have coverage, you could be paying... Read More