Fire Safety & New Jersey Home Insurance

There’s been a lot of bad weather this year that has left us talking a lot about what to do if your home is destroyed by a hurricane, earthquake or even tornado. Aside from the disasters that can occur from nature, there are also accidents that can happen in the home you should be prepared for. One of the most horrible accidents that can happen... Read More

There’s been a lot of bad weather this year that has left us talking a lot about what to do if your home is destroyed by a hurricane, earthquake or even tornado. Aside from the disasters that can occur from nature, there are also accidents that can happen in the home you should be prepared for. One of the most horrible accidents that can happen is a fire occurring in your home. The possibility of events like this happening from something simple like leaving a candle running makes it even more important to have great New Jersey Home Insurance.

A fire in your home can have some very serious consequences. Aside from injury and even death, a fire can leave you, your family and your pets homeless until who knows when. The stress of a house fire and the aftermath of dealing with it is bad enough, what can you do to make things easier on yourself? Call your agent today and make sure you would be prepared if something were to happen to your home. Make sure you have enough coverage for the structure of your home, your personal possessions, and ask if you would be covered for hotel stays while your home was being fixed or rebuilt. Unfortunately, too many people find out too late that they didn’t have the coverage they needed. Get ahead of the game and sleep easier knowing your family is covered.

In the meantime, be extra cautious about items in your home that can cause a fire. If you have a wood-stove, for example, make sure you are taking the necessary safety precautions. A fire in Stillwater was the second wood-stove fire in two days in Sussex County! The latest fire destroyed the home of a man currently living on disability and without New Jersey homeowners insurance, while the last one left on person critically injured and another dead. Be careful about candles, wood-stoves, and your fireplaces because you never know how dangerous they may end up being! It’s important to take any little steps you can to preventing a fire in your home and of course to make sure you have the best coverage if something were to happen.

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Fire Safety Month–Is your Home Protected?

Were you aware that the number one cause of home related injury and death is from fires? Being that October is Fire Safety Month, I thought that sharing some safety tips would be appropriate. These following tips should keep you and your family safe from harm. Some common causes of fires in the home are: Cooking Matches & Lighters Heating... Read More

It’s Daylight Savings Time!

Fall Back, Spring Ahead…it’s Daylight Savings Time!And of course, that means that spring has finally arrived. Keep a watchful eye on the song birds in the trees, the tulips in your garden, and your smoke and carbon monoxide detectors in your home.The National Fire Protection Association estimates that in 2008, 78% of all structure fires occurred in residential properties and about 83% of... Read More