Prevent Identity Theft This Holiday Season
As we head into the holiday season, many consumers are shopping more, both in-store and online. Now is a prime time of year for identity theft. You may be busy searching for deals on that must-have Christmas gift, but thieves are searching for your information! Follow these tips to secure your financial information this holiday season! If you have any... Read More
What Small Businesses Need to Know About Risk and Insurance for the Holidays
Thanksgiving, Black Friday and Small Business Saturday are all this week - the holiday season is here! What does the holiday rush mean for your small business? The holidays can help boost business for small retailers, but crowds and increased activity come with some unique risks small business owners should keep in mind. Being prepared for common small business risks and... Read MoreHoliday Shopping Tips & NJ Home Insurance
While the holiday times are intended to be about family and friends, unfortunately gifts can become the main focus. With the litany of deals and offers, it is not too difficult to become overwhelmed within moments of entering a crowded mall. After leaving with a handful of presents and an empty wallet, you might ask yourself: what happened? Luckily, there are plenty... Read MoreI Was Victim of a Hit-and-Run While Holiday Shopping…Now What?
An early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through... Read More
An early Thanksgiving means just one thing for some people: an early start to their holiday shopping! Whether you start early to spread out the inevitable high spending or you start early to be one of those people that can say they’re “done” before December, holiday shopping season is underway! For many the most terrifying part of doing your holiday shopping has to push through crowds at the mall and even worse: the parking lots!
Here you are thinking getting your space stolen is the worse than could happen, but what about what could happen to your car once you’re already parked. What am I talking about? The hit-and-runs that can take place in the craziness of the mall parking lots, and don’t forget the break-ins that can happen. While we hope you all stay safe this holiday season and nothing likes this happens, unfortunately, the holiday season can sometimes bring the opposite of cheer.
The good news insurance-wise is that typically a hit-and-run will be covered by your Massachusetts Car Insurance. Under your collision coverage, if your vehicle gets hit by an unknown motorist and damage is done, your car insurance policy will most likely protect you. This is obviously subject to your deductible.
What about if someone breaks into your vehicle and steals your belongings? In this case, it will not be your car
insurance that will come in handy, but instead your Massachusetts home insurance. If someone breaks into your car and steals your personal property, it would most likely be covered under your homeowners insurance. If you are currently renting and do not have renters insurance, this may be another good reason to look into it. There’s plenty of chaos that comes with the holiday season and mall parking lots are definitely one of the most common places to find it. Use the holiday season as a reason to talk with your agent about your Massachusetts auto and home insurance to make sure you and your family are protected from accidents this holiday season.