My Package Was Stolen From My Doorstep…Now What?
One of the issues some people have with online shopping is the shipping process. While you’re at work, what happens to the packages that sit at the foot of your stoop. Thieves see this as an opportune time to swipe your purchases. We hear about it more and more these days, thieves will pick the package right up off your door... Read More
One of the issues some people have with online shopping is the shipping process. While you’re at work, what happens to the packages that sit at the foot of your stoop. Thieves see this as an opportune time to swipe your purchases. We hear about it more and more these days, thieves will pick the package right up off your door step and walk away with it. What happens if your package was stolen from your doorstep?
If you’ve ever wondered if your Connecticut homeowners insurance would cover something like this, you’re not alone. If you’ve ordered gifts online and they are stolen…now what? Once the package has been delivered by the delivery service, it belongs to you, so unfortunately, you are responsible for it. In this case, your homeowner’s insurance policy should cover you, but it would be subject to your deductible.
What about if you are shipping your gift to a friend or family member and it is stolen? It turns out that the shipper should have insurance through the delivery service. However insurance but may not be guaranteed. If getting your package stolen is a concern of yours, it might be a good idea to ask questions. Inquire with someone on the website you are ordering from or even call the shipping company directly and see what their policy is. Asking questions and keeping yourself informed can make a huge difference!
Whether or not you would have coverage for an incident like this under your Homeowners Insurance policy varies greatly on your policy. Because each policy is unique, if you have more questions about your coverage and this topic (or any others) the best thing to do is ask your agent!
Call your Encharter Insurance agent with your questions so that we can help you get a little more peace of mind.
-->Our Favorite “Now What” Blogs
Don’t you just love our “Now What?” blogs. We like to think they are a fun way to help you get a better idea of your insurance needs, whether it be Massachusetts Car Insurance or Connecticut Life Insurance. Here are a couple of our favorite Now What scenarios to help you get a better idea of your insurance needs. If... Read MoreI Just Got Engaged…Now What?
The holidays just passed and Valentine’s Day is right around the corner, making this time of year a popular time for marriage proposals. Whether your boyfriend proposed in front of the family and the tree or you just proposed to your girlfriend at midnight on New Year’s Eve, this blog is for you! Getting engaged is one of the most important moments... Read MoreThe holidays just passed and Valentine’s Day is right around the corner, making this time of year a popular time for marriage proposals. Whether your boyfriend proposed in front of the family and the tree or you just proposed to your girlfriend at midnight on New Year’s Eve, this blog is for you! Getting engaged is one of the most important moments of your life, the start to your life with the one you love. Unfortunately it can also be very stressful, you may be asking yourself “I got engaged…Now what?” While we can’t help you set the date or pick out the floral arrangement, we can give you some great advice on an important detail: the ring!
When you think of the diamond ring of your dreams you know that you want to have it forever. Not only because of the monetary value, but the sentimental value as well. This is what makes getting a Jewelry Floater for your engagement ring so important! Sure, you have insurance for your personal belongings on your Connecticut Home Insurance or Renters Insurance, but this special item may require specialty insurance. This is the start of the rest of your life and a lot of planning and stress for a wedding so take care of insuring your engagement ring now!
Questions about what your Connecticut Home insurance covers? Give our agents a call and see f they recommend a specialty policy for your new ring. The best way to know that you’re covered if something should happen to your new prized possession is to ask your agent directly!
Love our blogs? Subscribe in the box in the top right to get them delivered straight to your inbox!
-->Great Blogs from 2012
Can you believe the year is almost over? Now is the time when we all think back on some of our best (and worst) memories from the year! What were some of the moments that stuck out for you? Hopefully 2013 will bring even more great times! With the year coming to end, now is also a great time to... Read MoreCan you believe the year is almost over? Now is the time when we all think back on some of our best (and worst) memories from the year! What were some of the moments that stuck out for you? Hopefully 2013 will bring even more great times! With the year coming to end, now is also a great time to take a look back at some of the Favorite Blogs of 2012. Some may have information that surprises you and others may be about something you hadn’t thought of until now. However, all of the blogs have some great insurance information about everything from New Jersey Car Insurance to Massachusetts Renters Insurance!
Cities with the Best Well Being – Thinking of moving? If you’re not sure where you want to live next, this list is a great place to start to find the right location!
What Are Burglars Thinking– Ever wonder what a robber looks for before they break into a home or what makes them think that home is the right target? This blog could have you thinking like a robber which may help you better prepare your home for a break-in!
Organize Your Home & Save Money– Who doesn’t love saving money? As if you don’t already have enough reasons to organize your home, it could also help you save money!
Spring Break Budget – Think you can’t afford a vacation this year? These money saving tips can help you make the most of your vacation budget.
Ten Most Stolen Vehicles – If a new year also means a new vehicle for you, you might want to check out this list first. The answers may surprise you.
Umbrella Insurance Questions Answered–A lot of people have questions about umbrella insurance. This blog is a good starting point for some basics you should know about an umbrella insurance policy.
Business Insurance Questions–If you’re a business owner looking to get the right business insurance policy, this blog can help you ask your agent the right questions.
Personal Assistants Simplify Life– Ever wonder what a personal assistant does? This blog may have you thinking you could use one of your own. Don’t worry though we help simplify your life with a little information on how to buy car insurance online too… maybe you don’t need that assistant!
Hidden Uses for Your Hair Dryer–This blog is one of my favorites because I found myself surprised while writing it. There’s more you can do with your hair dryer than you think, trust me.
Winter Wedding Tips– New Years Eve and Valentine’s Day are right around the corner. If you find yourself with an extra ring on your finger after the holidays, this blog is for you! Not engaged? You reading this blog and taking notes can be our little secret.
Love these blogs and interested in reading from us more in 2013? Don’t forget to subscribe to our blog!
-->My Party Guest Got Into a Drunk Driving Accident…Now What?
I consider myself a people person so when it comes to the holidays; nothing brings me more cheer than a holiday party! No matter what holiday you celebrate, isn’t it great just to get together with the ones you love? If you’re playing host to a holiday party, you are responsible for the location, the food, and almost everything else. Unfortunately, you... Read MoreI consider myself a people person so when it comes to the holidays; nothing brings me more cheer than a holiday party! No matter what holiday you celebrate, isn’t it great just to get together with the ones you love? If you’re playing host to a holiday party, you are responsible for the location, the food, and almost everything else. Unfortunately, you can also be held responsible if something were to go wrong. If you’ll be serving alcohol at your holiday party this year, be sure to encourage a designated driver for each group of people.
If someone were to leave your home drunk and get into an accident you could be held partially responsible or even sued. Either way, this is just one of the things that could happen this holiday season (or throughout the year) that may have you wishing you had extra liability coverage on your Massachusetts homeowners insurance. You may not be able to get an extra insurance policy just for your holiday entertaining, but what about an umbrella insurance policy? More liability coverage is always helpful. Call your agent today and talk about your liability coverage and ask about adding an umbrella insurance policy. If you add an umbrella insurance policy, you could have it in time for the holidays and then you’d have added protection year round! Part of being a great hostess is taking care of your guests, make sure you and your guests are covered this year with the extra liability coverage you might need.
-->