The 12 Frauds of Christmas & MA Insurance

Most people have heard of the Twelve Days of Christmas, and the associated song. Well, have you heard about the Twelve Frauds of Christmas, compliments of WWLP.com? You certainly do not want to put yourself at risk for identity theft during the holiday season. However, the truth is, this is an easy time for identity theft to occur. You might be rushing to get the last minute shopping items on your list. Your credit cards and ATM cards are probably on fire from your holiday shopping, and the last thing you’re thinking about is the potential scams that are waiting for you in skimmers. Skimmers are the devices which read the card’s magnetic strip where all your data is stored. You should also be on the lookout for fraudulent emails which ask for your personal information or request you to download information.

Watch out for these 12 forms of identity theft from Identity Theft 911, the Twelve Frauds of Christmas:

  • On the first day of Christmas, an identity thief gave to me: one skimmed debit card.
  • On the second day of Christmas, an identity thief gave to me: two debt collectors harassing me for debts I don’t owe.
  • On the third day of Christmas, an identity thief gave to me: identity theft impacting all three of my credit scores.
  • On the fourth day of Christmas, an identity thief gave to me: four ways of thieving — phishing, vishing, smishing and pharming.
  • On the fifth day of Christmas, an identity thief gave to me: five fraudulent emails.
  • On the sixth day of Christmas, an identity thief gave to me: six Explanation of Benefits statements of medical treatments not administered to me.
  • On the seventh day of Christmas, an identity thief gave to me: seven hacked accounts, forcing me to recreate new (and more secure) passwords.
  • On the eighth day of Christmas, an identity thief gave to me: eight background checks from potential employers, all showing bad credit from debts that aren’t mine.
  • On the ninth day of Christmas, an identity thief gave to me: fear that someone out there has access to my nine-digit Social Security number.
  • On the tenth day of Christmas, an identity thief gave to me: the Top 10 Breaches of 2011.
  •  On the eleventh day of Christmas, an identity thief gave to me: panic about a data breach   that may have affected eleven (or are there more?) possible accounts that all use the same username and password.
  • On the twelfth day of Christmas, Identity Theft 911 gave to me: a round-up of tips  to keep me and my family.

Don’t let identity theft ruin your holiday season. Talk to your Massachusetts Insurance agent about Massachusetts Identity Theft Protection. Helpful agents at Encharter Insurance can get you set up with protection that you need for all your MA insurance needs. Happy holidays!

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