Workers Comp Coverage in Another State

Workers Comp Coverage in Another State

If your employees ever work in another state, make sure they have workers comp coverage when in that other state. How does going into another state affect their workers comp coverage? In some states, such as Massachusetts, they may not extend any coverage out of the state. This means that if the employees go into another state they would need to obtain workers comp coverage there separately.  A basic workers compensation policy can include coverage for medical expenses, lost income and wages, vocational rehabilitation, and death benefits. Having those coverage’s is required for your business and important in protecting you and your employees if anything were to happen to them on the job.

This becomes crucial to understand if you are running a business like construction or roofing where your employees may be traveling and have a job that happens to be in a different state. As you know, you never want your employees to be without the coverage they need. If you are worried that your employees may not have enough workers comp coverage or have specific questions about workers comp insurance across states, our agents can help. Commercial insurance can be complicated and our agents understand that. They can help you figure out just how much coverage you should have and make sure you, your business, and your employees have that coverage at the right price. Call our agents today at 888.865.1244!

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